I work in insurance but not this type of insurance. I would do the following to preserve your ability to file the claim and get paid.
Demand a copy of the policy you have bought and read it real close. Pay close attention to the definitions of fraud and stolen.
File a report with the local sheriff or the state police. Then go to the states attorney. Get a copy of the report for your insurance company.
File a claim with the company, ignore any advise you get from the agent. My experience with agents is most do not have a clue what is going on or what your policy says.
Force an adjuster from the company to come and take a report and then deny your claim in writing with the cause stated clearly. Never withdraw or take a no from the insurance company over the phone. When they send a letter simply reply that you disagree with their findings and will be consulting an attorney. This will keep the claim open and give you time to decide what your next step is.
Remember the insurance adjuster is not your friend nor is the company or the agent. Be very careful what you say and be accurate with all statements.
Post any information you can about the thief on here maybe someone here can identify them or the tractor. The SN of the tractor would be nice to know as well as make and model. Theft by deception is still theft!
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Today's Featured Article - The Niagra View Mobile - Powered by a 1959 Ford Tractor - by Mark Massey. In 1959 the Niagara Frontier Transit Inc. of Buffalo, New York designed and built six Viewmobiles for the Niagara Frontier Sightseeing Inc. for use as a sightseeing ride at the Niagara Falls State Park, Niagara Falls, New York, powered by a 1959 Ford 611 Tractor.
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