Last year my neighbors tree fell on my house, and it was my responsibility. That was the way it was handled in Missouri, but every state is different. Both my neighbor and I had the same insurance company so that made it even easier to figure out who was legally obligated to pay for it. I asked several questions as to why I would have to pay, and the response I got every time was almost every time a tree falls on somebody else's property and causes damage the owner of the damaged property is responsible. The only time responsibility could be put on the other party is if there is a long trail of documentation from experts stating the tree is not healthy and is in imminent danger of falling and causing damage. Furthermore there must be written and documented communications between the two parties including notarized letters being sent signature certified mail of one party asking the other party to remove the problem tree in order to prevent future damage.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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