Only thing I see here is the fact that in Pa the driver is to contain his load, if it be by making sure it is off the side boards, and frame. to tarping load. anything off the top of a truck is the responsibility of the driver.
If it is a stone picked up by a tire it is an act of God. therefore not a fault of the driver.
Had a guy stop me one day and told me I broke his windshield. I ask if it came off my load ?.. he said yes. I left him climb the side of my truck only to find it empty. the last load I had on was some drills for a coal auger.
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