I have to disagree. I wouldn't spend the $100 until I knew I had to. I'd definately try and adjust the fingers through the inspection hole as per the link I posted above. It's not that hard, doesn't take too long, you can do it by yourself, and it's free!
If you do decide to spend the money and you have to replace parts, do not replace the TOB with a ball bearing type. Use the original graphite type, just pre oil it in a can of motor oil, then grease it before installation so it doesn't go in dry. The ball bearing type will not last near as long as the original style.
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Today's Featured Article - Tractor Profile: Allis-Chalmers WD45 (Gas Version) - by Staff. Beginning production in 1953, the WD45 had the same general look as the WD tractor which was produced earlier - but was much more powerful. This was due to the new 4-cylinder "Power Crater" gasoline engine with a 4 x 4-1/2 inch bore and stroke. Some people feel this was one of the most significant tractors offered by Allis-Chalmers in those days. Nothing in its weight or power class could match its performance. In 1954 they began offering the WD45 with the new "Snap-Coupler&quo
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