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Re: Tractor Insurance (Road)?
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Posted by Hugh MacKay on October 06, 2004 at 14:37:25 from (216.208.58.118):
In Reply to: Re: Tractor Insurance (Road)? posted by farmallman on October 06, 2004 at 09:56:35:
farmallman: Sam is living in Nova Scotia and yes tractors there are registered. It is a no expiry registration that is done when you buy the tractor. I know you are from Ontario, and I find it awfully hard to believe that MTO doesn't need to know who owns all these tractors in the province. If a tractor becomes involved in an accident with heavy liability, no one would claim ownership. There is only one way to verify who owns a particular tractor, and that is registry. The question here is not about insurance or registration but rather financial responsibility. If tractors are going on the road someone is financially responsible for any accidents in which they may get involved. You guys may think it is a lark to jump on the old tractor and go for a ride around town. Wait until someday some hot shot with a BMW or Mercedes runs into your tractor. His insurance is going to be paying top lawyers. Who will be paying your lawyer? Worse still what happens if some guy with a 6 figure income gets killed? It matters not whether you live in Nova Scotia, Ontario, Iowa, North Dakota, etc. You will be liable for damages should your tractor be involved in an accident. Because that insurance company will hire top lawyers you may end up with blame you don't deserve. I know a guy who lost his farm just this way and driver of the car involved was drunk. He may have been drunk, but he had insurance.
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