Re: Selling a tractor

Posted by Paul in Mich on February 17, 2004 at 07:36:21 from (68.188.227.110):

In Reply to: Selling a tractor posted by Galen on February 16, 2004 at 20:23:02:

Galen, You're better off accepting a personal check than a cashiers check or money order. First of all cashiers checks and or money orders are easily counterfeited, and they are hard to trace. A personal check has the issuers account number, bank router number, and usually name and address of the issuer. you can also request a phone number. When you recieve the check, you can call the bank and verify the account. YOu then deposit the check and allow 7 to 14 business days for the check to clear before you release the merchandise. After the check clears, you can contact the buyer and arrange shipping or pickup. When you go to the bank, go to an officer rather than a teller to verify funds. Even at that, there is no way of knowing if the check will still be good once it hits the issuers bank. A bad check is, however, more collectable than a money order or cashiers check or even a certified check, as the issuer is legally responsible for its authenticity, and courts have more leverage when it comes to restitution or jail. Having said all this, there is no reason to be sans merchandise and money too. If the buyer isnt patient enough to wait for his check to clear, then he isn't a bonifide buyer, only a prospect. And Never but never accept a check for an over amount, and never but never send the buyer money. It amazes me when I see people who are more apt to accept a cashiers check, certified check, or money order over a personal check. Your recourse is so much greater withpersonal checks if certain proceedures are followed. Cash always works too.

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