This is unbelievable but I found a way to cure my cracked fingers and hands during the winter months. I noticed that they would start cracking 15-20 minutes after I would get a chill down the back of my neck and back. So I started wearing turtle neck T-shirts with long sleeves, hooded sweatshirts. This keeps the cold air off my head and neck. I also put a towel around my neck when I walk out of the shower. I know everyone is going to think I'm nuts but I've been doing this since 1996 and thought this is a great place to share it with everyone. I started by being aware of when I got chilled and took action. I haven't used lotion on my hands since then. It works for me!! Hope this will help some one else out there.