Insurance Claim Carfax

Anonymous-0 · Jul 22, 2009

I am supposed to see the adjuster tommorow about the slight damage to the underside of my truck that happened when a car hit me from behind Sunday. Only a few hundred bucks damage at most, but I hate to have it listed on Carfax as a wrecked vehicle. Where does Carfax get their info, State, or Ins companies? Not that I am planning to trade soon, but I wonder if it might knock a lot off the value, being listed as wrecked. Rather than waste half a week running here and there, and bumming rides, I am thinking it would just be easier to get the adjuster to sign off on NO damage and fix it myself. Would that keep it off Carfax ? Not trying to hide anything, but it is not like there is any major damage.

ldj · Jul 22, 2009

I bought a car about 3 years ago. Person I bought it from told me it had been rear ended. About 6 months ago I sold it. Person I sold it to never ask me if it had been wrecked and when they came back to buy it they told me they ran carfax and it showed no damage. I did tell them person I bought it from said it had been wrecked. It didn't make then any difference.
If I were you and you are worried about it I would just keep receipts of damage repair to show whoever might want to buy how little damage there really is.

Anonymous-0 · Jul 22, 2009

I am pretty sure that it has to sustain a certain amount of dollars of damage. Probably the same amount as what would cause a car to have a salvage title. Salvage titles means the car has sustained a great deal of damage and the title to the vehicle is documented as such. Carfax searches the public records in court houses to find such vehicles. That is what I understand. I honestly can not remember the dollar amount that it takes to make a car a salvage vehicle. I don't know who is responsible for giving the notification to the court house the car has sustained a certain amount of $ damage ... the body shop?? the insurance company???

ericlb · Jul 23, 2009

the way i understand it car faxpicks info up from vin numbers entered in computers, for example if the truck is being worked on at the dealer, and its something major the service writer puts the trucks vin number in the dealers computer when the repair order is issued,along with what work was done, this info is available somehow to car fax if you fix your truck or it gets fixed at juan's body shop and bbq shack, it will not show up on the "grid"

keh · Jul 23, 2009

It may have to go through insurance salvage sales to be listed on carfax, but I don't know.
There are dealers in Anderson, SC that buy wrecked vehicles, take before and after pics, tell purchaser yes it has been wrecked and repaired adequately and you are buying it for thousands less. You could also take before and after pics for future use.

KEH

glennster · Jul 23, 2009

most of the carfax info on wrecked vehicles comes from the insurance companys computerized estimates. the 3 major computerized estimating systems, apd, mitchell, and ccc's pathways sell collision data to companys like carfax. when an insurance company writes an estimate on a damaged vehicle, the estimate is uploaded to the systems host computer. this information is then made available to companies that subscribe to the database. if the vin is entered wrong in the system and clears the vin decoder, the estimate will not show up on car fax if the correct vin is entered.

Errin OH · Jul 23, 2009

Most of the stuff on carfax comes from the DMV. A few items may show up provided it hit some other kind of state record. Most are like a salvage title from a sherrifs sale or totaled by Ins co. and rebuilt (rebuilt title). I think most states now require reporting of flood damage. Some include over a certian amout of damage. I have bought several wreck vehicles and none of them had a hit on car fax. My wifes car took a $5,000 hit a litle over a year ago (50% of value) and it hasn't showed up yet.

Anonymous-0 · Jul 23, 2009

Saw the adjuster today, wasted half my afternoon waiting for him, 2 1/2 hours late.. Real jerk, but he did verify that any paid claim would put my vehicle on Carfax as wrecked. He wanted me to take it 15 miles away to a shop, no rental car, so I just told him to forget it... Cheaper and easier for me to fix myself.

Insurance Claim Carfax

Anonymous-0

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ldj

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Anonymous-0

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ericlb

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keh

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glennster

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Errin OH

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