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Not a good time for a lost credit card

3

37 chief

Well-known Member
I need to go to the next town to buy red died diesel. I got 30 gallons. should last until I finish my mowing. Hoping it will be cheaper next year. On the way home I decided to get some gas for the f 150. I go for my credit card. EEk no card. I go back across town where I bought my diesel, hoping Imay have dropped it. Still no card. I look in the pump card slot. There it was still there. What happened I needed to reinsert my card to get my receipt. Something happened the receipt didn't come out, so I just left. The station leaves the pumps open all night. At 6 in the evening not many people buying diesel, is why my card was still there. All is good now. Stan
 
I hate cards. Cash is king with me. My wife uses a card for gas and is always looking for it. Cashnever is chased and never bounces nor refused by anybody except a couple places around here one is Nutrien Ag will not take cash and unless they changed Fastenal. I just plain stopped dealing with Fastenal over it and would like to not deal with Nutrien over it also just not many places to get those items other then there though.
 
It is but now days that law is ignored at many places. And the places know the common man is not going to spend the $$ to take them to court over it
 
There is no federal law that says a place must take cash but your state may have one.

Lots of government places in Louisiana including the DMV will not take large amounts of cash. You can once again get your drivers license with cash because of people complaining but things like removing no insurance flags or paying the tax on a bought car has to be check or card.



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The card getting lost but the cash not is all a mental thing. Need to pound it into your heads that that card is every bit as much "real money" as a stack of $100's, and needs to be looked after just as closely as that stack of $100's.

When I use the card, the wallet comes out of my pocket, the card comes out of the wallet, the wallet stays in my hand until the card is used. Then the card goes back into the wallet and the wallet back into the pocket. Same routine as if you were using cash.

I don't know how anyone could stand using cash at a gas pump. The days of "pump and pay" are gone. Pay first, then pump. Ok, so I need $60 or $80 of gas? Prepay $60, and only pump $55.92. Now you gotta go and wait in line for your change. Prepay $60, and it's still not full. Now you get to wait in line to put $20 more in, then only pump $17.65 worth and wait in line a THIRD time to get your change back. Or, just scan the card, pump what you need, and get out of the way of the next customer.
 
You have described EXACTLY how I also use a credit card. I may very rarely have misplaced keys, but never my
wallet or cards. Mark.
 
I hardly ever use cash-I use a card for anything that will accept a card-even a $1.89 pop. Sometimes the cash in my wallet, (a few $20s) will remain for months. My card pays 2% back on most all purchases, and I have a savings account with a few thousand $ that I would not have otherwise. I only buy what I need and always pay it off at the end of the month. If it gets stolen or skimmed, I tell them (my bank) and I do not have to pay charges that are not mine. And they send me a new card. If cash gets lost or stolen, it's GONE. If I have dispute/broken warranty on a purchase, I tell them, and they help resolve the problem and/or reverse the charge. Cash does not do that. And anything else, I write a check, and I've never had a problem with anyone accepting a check. Mark.
 
I thought everybody had to take cash until I found the facts about 5 years ago.I went to get sandblast sand,and happened to have cash.I drove to the power plant,and went in the office to tell them what I wanted.When I sandblasted regularly I was in there a lot and the office girl recognized me,and told me to go load up and come back in to pay.I went out,got 2 pallets,(6000 pounds)and drove back to the office.That's when I found they no longer took cash,card or check only.I didn't have either with me.Their hours had changed too,the forklift operator had left for home as soon as he loaded me.I had driven 40 miles and was not going to unload it by hand and go home.The plant manager told me they would just bill me,and then the office girl said she would take my money and write a personal check herself.They all were very nice about it.I went home and checked the law,sure enough it is urban legend that the law cash has to be accepted.
 
(quoted from post at 12:32:46 06/07/22) The card getting lost but the cash not is all a mental thing. Need to pound it into your heads that that card is every bit as much "real money" as a stack of $100's, and needs to be looked after just as closely as that stack of $100's.

When I use the card, the wallet comes out of my pocket, the card comes out of the wallet, the wallet stays in my hand until the card is used. Then the card goes back into the wallet and the wallet back into the pocket. Same routine as if you were using cash.

I don't know how anyone could stand using cash at a gas pump. The days of "pump and pay" are gone. Pay first, then pump. Ok, so I need $60 or $80 of gas? Prepay $60, and only pump $55.92. Now you gotta go and wait in line for your change. Prepay $60, and it's still not full. Now you get to wait in line to put $20 more in, then only pump $17.65 worth and wait in line a THIRD time to get your change back. Or, just scan the card, pump what you need, and get out of the way of the next customer.
Click to expand...
Exactly, just takes a little common sense.
 
Punch a hole in the end of card and another in your wallet.
Tie an elastic cord between the two.

It will be like what grandma did when knitting a pair of mittens!

She called it the idiot string.
 
Good for you, turned out well. Lost my wallet recently with one card, drivers license and various IDs, cancelled the card only to open the trunk on a new to me car 3 days later and there is was, fell out of my breast pocket on to the trunk floor. Learned my lesson. I keep my wallet in my front pants pocket now.
 
Local bank ATM instructs you to take the
cash before the card. It asks you the
simple question- if you want to make
another transaction, before instructing you
to take the card.

I HATE that. One time (out of habbit) I
waited to grab the card first, before
taking cash out of where it spits it out
(automated). So, I grab the card, and am
putting it back. Must of took me longer
this time than previous times. And the cash
went back into the machine when the device
retracted (time sensitive apparently).
Luckily the bank was open, and I walked
around to the drive through winder, and
explained what happened. They checked thier
records, and verified my story ($ amount),
and gave me the money I failed to retrieve
from the ATM. Said they'd check the machine
out, and see where the money went inside of
it. Not sure how it works. Figured it was
possible that it'd just spit out with more
cash the next time someone used it. But, I
figured I better not make things anymore
confusing than it already was, if the
machine didn't work that way. Or I would of
used the card again and got only like $20
just to see.

Anyways, I take the cash first now just so
that don't happen again. But it's against
my mental system to leave card in there
while grabbing the cash.
 
I lost $20 in an ATM once.

Took out $100, got $60, plus one wadded up 20, and one 20 missing!

There was a car behind me so I pulled up and told him what happened, that he might not want to risk a withdrawal, I also hoped my 20 would come out with his.

It worked fine, he got his money, mine didn't come out.

Called the bank the next morning said they would audit it. Said it came out right, nothing they would do. I suspect it was jammed down inside the money dispenser.

I very rarely use ATM's anymore, get my cash from the teller, and seldom even do that.
 
I learned to carry my wallet in the front pants pocket after being mugged in a famous old Chicago hotel. The unsuccessful mugger saw the bulge in my back pocket and tailed me to my room. The hotel gave me enough to buy new pants! Two black eyes and a new experience...longer story..but the SO B did not win.
 
Its all about getting robbed.

A business that takes large sums of cash is a target for robbery not only at the business but when a lone person moves the cash from the business to the bank.

If you are a business not big enough to justify armored car pickup you are painting a bullseye on your back when bringing in large amounts of cash.
 
When the grit plant was bought out the new owners made a few changes.Mostly better,the no cash thing was unexpected.They have no provisions to deal with it.Nobody takes a deposit to a bank.When you give them a check they stick it in a machine,when they take it out they stamp it processed,and hand it back to you.As fast as a credit card.The girl told me that their paychecks are deposited to the bank of your choice,and is there at 3:pM on fridays.
 
Happy for your good luck. I use tap to pay where its offered. Pretty common now, card never leaves your hand. Kids use their watch to tap even better no need to flash a wallet.
 
I lost a gas credit card during the recent crisis due to putting it on the driveline hump in my truck instead of in my wallet. When I called to report it lost they said I needed to give them the number on the front of the card............uhmmmmmm I lost it. Good thing I have a good memory. It wasn't the account number it was the user number.
 
Cash transactions of over $5000 are investigated now due to the drug trade, or so I've heard.

I expect that a lot of these "no cash" businesses have a large majority of their customers that spend more than $5000 on a regular basis. They don't want their cash "held" while the bank figures out that it's not for drugs, so no cash.
 
I was in Branson, MO and had a couple $100 bills and store in shopping center could not break my bill, so I thought I will just go to the bank across the street and have them break it. First thing the teller asked me was if I had an account at their bank? I told her I did not, so she informed me that they would not break my bill since I did not have an account there. I guess in this tourist friendly town banks are not included!!
 
(quoted from post at 07:01:54 06/08/22) I was in Branson, MO and had a couple $100 bills and store in shopping center could not break my bill, so I thought I will just go to the bank across the street and have them break it. First thing the teller asked me was if I had an account at their bank? I told her I did not, so she informed me that they would not break my bill since I did not have an account there. I guess in this tourist friendly town banks are not included!!
Click to expand...

It's not about being friendly. Your technique is a common scam used by counterfeiters to exchange their fake bills for real cash.
 
(quoted from post at 11:35:18 06/07/22) I always thought it was Federal law that a business had to accept cash when you buy something.
Click to expand...

In central KS there are several unattended fueling stations so they only take cards. Even at Sam's you cannot use cash unless you go into the store and purchase a pre-paid card - the pump attendant cannot accept cash. there are more and more places where cash is no longer accepted.
 
Many places that accept checks now do that.
They electronically submit the check to your bank right then and there.

No bad checks, no fake checks, no kiting, no post dated checks.
It is basically using the info on your check as a debit card.
Or else it spits it out and you walk without your purchase.

And if the cops happen to be in the place, you might get turned over to them.
 
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