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Tractor Talk Discussion Forum

Re: How much cash in the bank ???

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Brent Zappe

01-03-2018 07:20:54

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This is a question that even I try to answer. If my dad was alive he could be yelling at me. Most people who lived threw the great depression would tell you that savings was the best way to have it. it is surprising to understand that the depression was brought up when banks had crashed with investing in to stocks but what we kids found out was that our parents had a lot of bank accounts in banks. Understanding that when Wall street crashes the F.D.I.C can not found the money in those banks. I told my dad that having some thing like houses, land, cars, and some money in bank. that this stuff could be sold and be used if I needed the money. I understand that maybe I might look like a stupid person but if you own some thing than it is worth some thing when some body wants it. I like to keep my options open I say. Let me just ask what would happen if the banks crash again. You had money in them but they did not have your money to pay your checks you wrote. What would you have to sell to pay bills and eat to live. Some thing to think about.

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01-03-2018 08:59:13

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 Re: How much cash in the bank ??? in reply to Brent Zappe, 01-03-2018 07:20:54  
If your counting on money in the bank to weather a depression like the '30s and the bank crashes it won't get it done. That's why those that lived then almost universally adopted the same attitude--a sock in the mattress for saving and not spending unless you had to.

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welding man

01-03-2018 08:49:58

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 Re: How much cash in the bank ??? in reply to Brent Zappe, 01-03-2018 07:20:54  
My dad grew up during the depression. He did not believe in banks. If he had money, he had it hidden somewhere. He cashed his Social security check the day he got it. When he passed away, I knew where part of it was hidden, my brother knew where more was hidden.We don't know to this day if we found it all. The only money he had in the bank was $500.00 in a checking account. He had never written a check on. He only had the account because the bank required it in order to get his other checks cashed.

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