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O?T questions about gofundme

R

RayP(MI)

Well-known Member
Former co-worker of my wife burned out Tuesday, last week. Was an old farm house, went awfully fast, total loss. No insurance, as they had wood heat, and no one would insure the place. (actually it was the pellet stove that got them, not the wood stove.

Anyway, someone has started a gofundme page for them. Wife would like to make a contribution.
Exactly how does it work? How do you make a contribution? (I assume by credit card.)
Is the system fairly secure? Does the recipient get the whole donation, or is a chunk scalped off the top
for the gofundme operators? How much?

Anyone had direct experience with this kind of thing?
 
I'm certain there's a lot of people that go there who are legitimately in need. Problem is, it's a guessing game as to who needs help and who is just wanting free money.

When my Dad had cancer, we met a woman from Oregon (I think) who had set up a GoFundMe page. I had never heard of it before. As she was describing it to me, it sounded an awful lot like begging for money - which as I grew up, was a bad thing to do.

Used to be a time when if someone needed help, it was their family, friends, neighbors and churches that would help. Now it seems it's down to asking strangers over an online website. ...Guess I'll just never warm up to the idea.
 
I am not familiar with how it works at all, but more curious how the pellet stove caused the fire. I haven't heard of those really causing a problem compared to wood stoves.
 
I second, the just give them the money and be done with it,...to many hands in the cookie jar on the accounts
 
Sparks out the stack ignited straw bales placed around foundation. Extreme wind conditions. We happened to be driving by, saw the devistation. Turned around and went back. Pulled in driveway, and owner and husband pulled right in behind us. So we got the story right from the horses mouth. They tried to put it down themselves, but were overwhelmed. By the time firefighters got there it was way beyond saving. Strusture still there, but inside gutted. Fortunately it happened when people were up, and people and animals sll got out. We only happen by there occasionally when we go to our son's place. Burned out family is about 30 miles from us. We usually check out her place as we drive by, becsuse she has quite a bunch of farm animals.
 
Gofundme allows people to use plastic to make a donation... and hopefully then, a bigger donation. And remember, there are people who don't use cash or checks- just plastic. My sisterinlaw is one of them. She's a smart lady, but doesn't like checks or the fees her banks charge for them. In some ways she is right- many vendors don't discount if you pay cash or check, and then the vendor pays the fee. To each their own.

From what I understand, Gofundme takes 5%. There is another charge of about 3% which likely goes to the card company.

I would talk to the people about what you wish to do... I'd do it directly (cash or check), but to many people the plastic card has an advantage.
 
I know of someone that is a 3rd generation welfare recipient. She wrote up a sob story (none of which was true)and collected a bunch of money that she used to take the family on a vacation.
 
This gofundme was set up by daughter of the burned out couple.

I'm going to include the link - Hope it is OK with administrator.

https://www.gofundme.com/woolston-house-fire

Think I'll just drop them a check in the mail.
They're going to stay onsite in a borrowed trailer for now.
 
They are just around the corner from me Ray.
I drove by there Saturday and saw it.

Isn't their daughter's place the next one South?
I sold the guy in that house to the South a tractor a few
years ago and thought he told me he was their son-in-law.
 
Creighton University Basketball player is charged with rape. His parents set up a go fund me account for legal and bail money. I thought that was really cheesy! Go fund me shut it down within a day!
 
I don't have wood heat. Is it common practice for insurance companies not to insure people with wood heat? Or was there other reasons the insurance company wouldn't insure them?

State Farm wouldn't insure my commercial buildings. They said they only wanted to insure homeowners, not a business.

I know some insurance companies are picky, but I've always found an insurance company to cover me with the coverage I wanted. Ex, Farm Bureau would only give me depreciated value on my hail damage. They said that is common practice with all insurance Companies. Well Indiana Farmers will give me the coverage I want.

So I wonder just how hard did this family look for insurance?

I feel sorry for anyone who has a fire, flood or tornado. Everyone should have insurance regardless of the cost. I can't see ever being without it.
 
"Used to be a time when if someone needed help, it was their family, friends, neighbors and churches that would help."

They still do, but there's only so much they can do. You could scrape together $20 for someone in need fifty years ago and it meant something. Most people can't hardly scrape up that same $20 in this day and age, and as you know it doesn't go very far.
 
Around here, is common for insurance companies to deny insurance for those who have either wood fired furnaces or wood fired stoves. Unless furnace is a freestanding unit out in the yard, heat carried by water tubed into house. Heat would either be transferred in the house by radiation or a heat exchanger in hot air firnace.
 
Linda says she thinks daughter lives in LakeO. Last name Carpenter? Son-in-law is into rabbit judging. Burned out family last name Woolston.
 
TomH said it right. Seems like giving to the needy should be exactly that, not a 3rd party deal. I suppose there's a tax issue for some. gm
 
Interesting to know about the fire from the pellet stove. I know several people with them, most with vertical chimneys, although my neighbors goes straight out the wall. Never really thought about sparks from one.
 
Make sure he people that start the "gofundme" page will actually give the money to the people that had the fire. Wouldn't be the first time someone set up a page like that and pocketed the money.
 
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