sticker shock

Just wait until the "cadillac plan" provision kicks in. This provision has been kicked down the road now until 2020. It will be taxed at up to 40% and will end up being applied to a lot of folks who do not realize it yet. Although the tax is assessed to the "employer" it will passed on to employees and/or basic plan coverages will be drastically reduced (increased co pays - deductibles). As I understand it governmental employees/retirees are included.
Cadillac
 
I don't have a Cadillac plan. Mine is Medicare plan.

You are right. Going to be a lot of screaming.
 
I am on disabilty SS. The last quote I was given was 596.00 plus the 104.00 Part B medicare. Plus a 10,000 deductible.So 700.00 a month would take a big chunk of my check.So all I have now is Medicare Part A. Plus the local clinic,which may be shutting down. Yes the ACA has been a big help in destroying health care in this country.
 
Didn't someone say "If you like your plan, you can keep your plan...If you like your doctor, you can keep your doctor."

It runs in my mind that I heard that somewhere a few years ago.

Dean
 
Mine is more like the Yugo plan. Anyone who didn't see this coming was wearing blinders. I can't think of one thing that the government has done right in it's quest to "help".
 
It is a good thing health ins CEOs make an average of 15,000,000 a year! One made over 66,000,000 in 2014. Google it and see for yourself.
 
I hear being drunk also helps.I do recall some saying if you like your plan or doctor. You can keep them. But maybe I just thought I heard that. I am getting older.
 
As I've said before - he promised to fundamentally change this country, and that's the one thing he wasn't lying about...
Since the start of the phase in process, what they take out of my check for health insurance went from $180 every two weeks, to $405. That's not counting what my employer contributes. My deductible went from $1,500 per year to $5,000

Most government employees tend to vote toward his party, but if it's true that they're going to be subjected to the luxury tax, maybe they'll think about changing their voting habits...
 
Billy, maybe I'm ignorant on requirements for different plans, but I pay the 104 for Part B, and I have my coverage through Care First. No monthly premium, no copay at my doctor, no copay for my blood pressure medicine, a 5 dollar copay for Meloxicam, a pain reliever, and 5 dollar copay if I'm referred to a specialist. Last November, I had a hip replaced and it cost me 200 dollars for a three day stay in the hospital. No charge for the surgery.
 
I suggest you start looking around. Something is not right. I too am on disability and Medicare. I pay $183/mo for part B, $20/mo for plan D and $125/mo for plan G with a $125 deductible. I had a spinal fusion in January and was in the hospital and rehab for 19 days and paid nothing out of pocket. The only thing I have paid is the co-pay for my meds which isn't much.
 
(quoted from post at 10:39:04 05/24/16) It is a good thing health ins CEOs make an average of 15,000,000 a year! One made over 66,000,000 in 2014. Google it and see for yourself.


Thing of it is with 310 plus million Americans all having to have insurance 15 million a year wouldn't make a dent in premiums. If say the company had 15 million policy holders that one buck per year or 8.33 cents a month if the CEO works for free and applies his salary toward premiums. If the guy who made 66 million did the same thin it amounts to [b:721cbe2500]$4.40[/b:721cbe2500]a year per policy holder. Stop blaming the insurance companies. Most companies are making about 6% in profits on medical insurance. OK, I understand that a certain president and a lot of politicians blamed the insurance companies when they were trying to pass the ACA. They lied! Gee, most politicians from every party do that! Very well! Well enough to get reelected! Where the problem lies is with the managed health care providers. Local providing hospital here is supposed to be nonprofit. To keep that non profit status every year they are spending millions in new construction and equipment. This hospital serves about 30,000 people. Yet for what they charge they have millions they have to burn every year? Why can't they just lower the charges? Heck they built a new addition about 15 years ago, then again last year then tore down the other addition because they needed more parking. The new parking lot sports really nice retaining walls too. In other words not cheap. Another one about 90 miles from me, in a city of about 1 million, is building an 11 story hospital. Now (this is from a hospital employee) they are worried that they may have gone too big. The same company built a new hospital in another city and have yet to open it. They can't find the people to staff it. They are doing things like this to reduce their tax burden.

Rick
 

Actually, Barry Sorento has been the reason our Country has diminished..
He is in VietNam NOW, apologizing and curtsying to them ..

HOW could the nnalert keep supporting such an OBVIOUS Subversionist..

Let's put nnalert IN and get Rid of the Corruption and Grafts..
 
Thanks to both of you. I am only going by what was quoted to me by Medicare and a plan for the county I live in. The 104.00 I have no problem with. But the 596.00 quote was from a hospital group. I live in a county that is only covered by two insurance companies.According to the medicare book I was sent.Since I have cancer I will have to travel 60 miles one way for any help. Which according to them will take me out of my service group.We only have one small clinic for the county. That will take medicare. So far my bills have been small. I am now in my fifth year of fighting the VA. After they lost my records.I have filled out the same form for them four times now.Going for a meeting in Bryan next week. Probably get to submit the form for the fifth time.
 
Actually, managed health care providers are not the problem.

The federal government is the problem.

Dean
 
Something that hasn't been mentioned is the number of people who go to the doctor or emergency room for a runny nose or something that many of us treat ourselves. According to the people that I know that work in the health industry, that number has mushroomed in the last 4-5 years. All this "free" health insurance has increased the workload. It's economics 101, fewer providers and more demand equals higher prices.
 
I do. I have an annual physical and get my prescription meds from the VA. Two meds for service connected issues are free, and others are an $8.00 copay for a two month supply. I discontinued the drug coverage on my Medicare Supplement from BCBS.

I have Medicare Supplement and still see our family doctor, but use the VA as a backup. As a County employee, I'm also eligible for the County's insurance, but it's like $9.00 per month more then my BCBS.
 
Why are you paying $183.00 a month for part B? I only pay $104.90 a month for part B. If you have to go to doctors a lot the F plan is better. I have F plan and don't pay a deductible or copays and never see any doctor bills. I have been in hospital 3 times and never seen a bill.
 
You may be right.

I also read that we are now including people with pre-existing, more expensive health
issues than before and it costing more than expected.

So what were they thinking or not thinking?
 
Here is a shocker, my medicare part B and D is about $175/mo. No deductable, just co pays. Less than my previous private plan in cost and deductable. But didn't I pay into it like I did SS?
 
I'd have to look, but I think mine is close to $120. Not really sure because it automatically taken form my SS. So don't really know. I will say that my Part D is less then $50 and it's great for my needs. I'm still healthy, no Rx meds.

Medicare and Part D is way cheaper than my private plan and no deductable, only co-pays, $15, 30 or 45 depending on Dr. Specialists are $45. I'm happy.
geo
 
Ok ! I found the chart that tells what you have to pay. Unless I would a lottery I don't have to worry about mine getting real high.
 
The problem is not the insurance...it is the cost of healthcare. No insurance plan can make it free.
From Forbes magazine:In 1958, per capita health expenditures were $134. This may seem astonishingly small, but it actually includes everything, inclusive of care paid for by government or private health insurers. A worker earning the average wage in 1958 ($1.98) would have had to work 118 hours?nearly 15 days?to cover this expense. By 2012, per capita health spending had climbed to $8,953. At the average wage, a typical worker would have to work 467 hours?about 58 days.

In short, while time prices for other goods and services had shrunk to less than one quarter of their 1958 levels, time prices for health care have more than quadrupled!

No MRI, Cat-scan, dialysis, or knee replacements in 1958. And no statin drugs or nnalert that we eat by the handfuls.
 
Here in our little city of 30,000 people, the CEO of our local hospital makes $700,000 per year in salary and benefits. Maybe that has something to do with it? That's about 15-20 times what the average person makes here.
 
And it would not be unusual if the hospital is by far the most lavish building in town.
Hospital boards are spending like crazy.
America is the only country where people living in a tired 60 year old house expect to have
Marble floors and 3 story lobbies at health care facilities. And where 6 people living
in a 2 bedroom, one bathroom house expect a private room with private bathroom if they are sick.

And insurance costs reflect it.
 
Six years ago, I broke my right wrist on a Sunday evening. My wife drove me to the clinic across the river in WI, which was recently named "the most profitable hospital in the country". They saw my ins policy and said they wanted to do a MRI. I never once saw or heard of the results from the MRI, but saw the x-ray that showed I needed a plate because I pushed the bone through the joint. My first bill had the MRI on it before ins started to pay and was 1800 dollars. A trick they played to make more money.
 
The unions are making sure the Cadillac tax never gets started.


http://thehill.com/policy/healthcare/261895-nnalert-link_disallowed-battle-over-health-laws-cadillac-tax


Even Bernie is all for repealing this tax - even though only the most wealthy will be hit.
 
OK ...3 times the pay, 5 times the pay....but not 20 times.

He is talking about a small local hospital, not a major multi-national corporation
or a giant retailer with thousands of locations and hundreds of thousands of employees.

A small local hospital! His job is keeping the nurses hired, the bills paid, the heat on and the floors scrubbed.
Doctors do all of the complex medical stuff.

And yes, most competent managers with a few years of experience could run a hospital.

American "doctor worship" is a big part of the financial problem.
 
Yeah, and so far after 6 years of their care I have no complaints, had a hip replacement 4 years ago. That seems okay so far and while having 3 different primary care doctors I have no serious complaints with any of them.
 
But you are saving $2500 a year right? You know, what we were promised.

Still got your doctor?

Mine is giving up the fight soon, too much hassle

Gene
 
Wouldn't want to take this away from a man who is doing this " service to the community"
and does it for the fulfillment of his spirit and for the good of his fellow man.

Some people volunteer at homeless shelters while others provide healthcare.
 

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