Car accident #2

WIZZO

Member


In August 2014 we were parked in public car park when another drive side swiped the other rear corner of our car. He got out, looked and drove off at speed. When we returned a witness told us what had happened and gave us the other car registration plate number.

Reported the accident to the police who finally took the other driver to Court this April. He got $240 fine + Court costs and 3 penalty points on his driving licence - Justice done!

Immediately after the accident I took the car into the same body shop for a quotation thinking I would have to pay for the repair myself. The quote was $360 + tax.

Now my insurance company can make a claim off the offending driver's insurance policy after he was convicted.

Took the car to body shop for them to quote insurance company.

Because its an insurance claim their quote is $945 + tax!!!

No wonder car insurance is so expensive here!
 
The body shop may have to wait a long time to get paid from the insurance company. Also the insurance company may prorate the repair so the body shop charges more to get the same as your cash payment.

I have a good friend that is a dentist. He says it takes him up to six months to get paid for dental work from one of the major dental insurance companies. Of coarse the local school district uses that company so he has a fair number of clients that have that coverage. So he can take less for a cash payment without the mountains of paperwork and long payment delays.
 

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