- Thread starter 1955 950
- Start date
Chuck (CA)
Well-known Member
SWMBO pays all the bills and indeed does it on line. Been doing it for years and we've never had a problem. There's a series of checks and balances in order to the secure sites. Highly recommend it.
OldFarmTractor
Member
If you can, dedicate a computer or at least a login for only paying bills. Never open an email or surf the web with that computer or login.
For a while, I had an older laptop onto which I loaded Linux. All I used that one for was banking and paying bills.
Did not have any email on it and did not surf the web.
For a while, I had an older laptop onto which I loaded Linux. All I used that one for was banking and paying bills.
Did not have any email on it and did not surf the web.
Dave H (MI)
Well-known Member
I have paid mine on line for three years now. It has been a blessing. I do it the same day every month. Set all the bills to be paid at the correct time. Transfer enough to cover them from a remote savings account. I can get reports that help me with a variety of functions. This is a great help for me. Between kids needs, my business and the farm I tend to forget stuff. This way I don't.
Bob Bancroft
Well-known Member
- Location
- Aurora NY
My internet connection and my computer will have to get a whole lot better before I will even think of it.
old
Well-known Member
- Location
- Camdenton Missouri
On line no unless you count automatic payments taken out of my bank account for insurance and car payment once a month and my earthlink account. My electric phone and all are done with bank cashiers checks and then mailed
I reckon that I must be old fashoned also. I still write the checks, and mail them, but with the price, of postage, on line is looking more attractive! SWMBO has some of her bills, set up for automatic payments, but I am not comfortsble, giving someone else control of my money!
redih55
Member
- Location
- Carpenter, WY
I've paid a lot of my bills on line for a few years now. Haven't had any hacking problems. Saves me a lot of time.
Bob N.Y.
Well-known Member
- Location
- Norway, N.Y.
I have been paying almost all of my bills online for at least 10 years with no problems.
I pay about 2/3s of my bills on line. None are auto payment thought. I have a checking account that just has the money in it for this bill paying. So if anything would happen there would be little money in it for anyone.
I like knowing that a bill is paid when I want to have it paid. I always print out a statement showing that I paid it. I have had to prove that I paid on the correct date with the electronic trail.
I have had issues with mail payments in the last few years. It seems to be hit or miss on how long things take to be delivered. An example is one dealership I deal with still uses 30 day accounts. So I mail them the payment. It can be there is as little as two day up to a week. It is only fifteen miles away. Sometime the payment goes to Cedar Rapids and back out. Then the next time it may go to Dubuque and back out. IF it goes to Cedar rapids it takes a week to get back out to Dyersville.
I like knowing that a bill is paid when I want to have it paid. I always print out a statement showing that I paid it. I have had to prove that I paid on the correct date with the electronic trail.
I have had issues with mail payments in the last few years. It seems to be hit or miss on how long things take to be delivered. An example is one dealership I deal with still uses 30 day accounts. So I mail them the payment. It can be there is as little as two day up to a week. It is only fifteen miles away. Sometime the payment goes to Cedar Rapids and back out. Then the next time it may go to Dubuque and back out. IF it goes to Cedar rapids it takes a week to get back out to Dyersville.
Billy Shafer
Well-known Member
I have been paying mine online for 14 years. No problems so far.
Goose
Well-known Member
The only two bills I DON'T pay online are our house payment and one credit card. Our mortgage lender charges an extra $12.95 for an online payment, and that particular credit card's process is too complicated to mess with.
Been doing it for years with no problems. And I've saved a ton on stamps, plus I know the payment is made and not hung up in the mail system.
Been doing it for years with no problems. And I've saved a ton on stamps, plus I know the payment is made and not hung up in the mail system.
Been paying bills online for a long time with no issues. It's funny, my 89 year old mother still does her own bookkeeping, writing checks and keeping a hand written ledger. I can hear her now: "I've done it this way for 80 years and I'm not about to change now..."
And the other quote: "I don't want my information on that internet thing..." I have explained to her that it's already there, she is just not looking at it.
And the other quote: "I don't want my information on that internet thing..." I have explained to her that it's already there, she is just not looking at it.
Donald Lehman
Well-known Member
Wife paid bills online for a while. Unlike some of those below, she had nothing but trouble with the whole process. Constantly getting calls about "unpaid" bills that were already paid. Two hours worth of headaches on the phone every stinking time trying to get it straightened out. We pay everything with a check now. Lot less hassle.
Russ from MN
Well-known Member
- Location
- Bemidji MN
We do everything online that we can, it's safer than the mail.
Way too much information floating around already to put more on line. I don't like automatic payments. Got caught on one just once. I do allow auto pay on my health insurance as that is always same amount each month. Never have much of a balance in checking so have to keep real close eye on it. Out lived my money they call that. My son in law does a lot of his on line. Never has a problem, except that time, and oh yeah, a couple other times. Had to change some things. Got a call once, oh yeah , got a call some other time. Information in wrong hands. I chalk it up to his poor memory. Minn just had a bust into one of the online tax software systems. Mixed up a few people pretty good for a few days. Fixed now I guess.
retired farmer
Well-known Member
Ain't nobody getting my financial information and credit card numbers online.
M-MAN
Well-known Member
- Location
- Bostic, NC
Most of mine are online and automatic. I set them up with caps that won't allow an overcharge over a few bucks.
I've been paying mine online for so long I have to go buy a
stamp to mail anything. It's cheaper, faster, safer and easier.
There are some precautions that need to be taken, but certainly
nothing that can't be learned with just a basic understanding of
computers and how things on the internet actually work.
If folks are worried about their information being on the internet,
they're too late. It's already there. Your bank puts it there.
Read the "privacy notice" and other paperwork they send you.
stamp to mail anything. It's cheaper, faster, safer and easier.
There are some precautions that need to be taken, but certainly
nothing that can't be learned with just a basic understanding of
computers and how things on the internet actually work.
If folks are worried about their information being on the internet,
they're too late. It's already there. Your bank puts it there.
Read the "privacy notice" and other paperwork they send you.
Nebraska Cowman
Well-known Member
Yeah, you are pretty old fashioned. I have most all of my reoccurring bills set to auto pay.
J.Wondergem
Well-known Member
- Location
- Rockford, Mi.
We have paid all our bills online since 97 through our bank. Works good. A couple of years ago we had to come up with proof of paying some bills. Went on the banks site into the history, and printed them out.
Anything I can do online, I do and have done it for quite a few yrs. my cc companies and bank seem to protect me more then the post office does!
one thing I've never heard from anyone who was in the target or other breaches, is that they lost one red cent! one last item I see, is people who don't understand computers are the ones who tell you how bad they are!
one thing I've never heard from anyone who was in the target or other breaches, is that they lost one red cent! one last item I see, is people who don't understand computers are the ones who tell you how bad they are!
Rich'sToys
Well-known Member
- Location
- Southern MN
I'm old fashioned too, and I can live with that.
I do have one automatic payment, which is one too many. I have enough trouble keeping up with the checks I write, without having other people dipping into my account too! I realize the info is already out there, but it's just easier for me to keep track of things if I do it myself.
I do have one automatic payment, which is one too many. I have enough trouble keeping up with the checks I write, without having other people dipping into my account too! I realize the info is already out there, but it's just easier for me to keep track of things if I do it myself.
Joe Blackeby
Member
Howdy, i'm retired so I have no money.
SHMBO had no idea what I paid when I worked....now she does. I get $62.50 a week for beer & cigs. She does the bills, and leaves them on the computer to pay next day. Now what to do with ALL the forever stamps, she bought to pay the bills!
I'm just saying.
SHMBO had no idea what I paid when I worked....now she does. I get $62.50 a week for beer & cigs. She does the bills, and leaves them on the computer to pay next day. Now what to do with ALL the forever stamps, she bought to pay the bills!
I'm just saying.
Adirondack case guy
Well-known Member
We had to go to cumputer billing and payment, because the dumb twit that delivered our mail didn't take time to look at the whole addresses, but just box numbers and we and others got other peoples mail. Some people returned incorrect mail, but others didn't.
Took two years to get rid of the dumb twit, because our mail is delivered by a private contractor, not the USPS.
Caused us a lot of problems with missed and late payments, until we switched to online billing.
Loren, the Acg.
Took two years to get rid of the dumb twit, because our mail is delivered by a private contractor, not the USPS.
Caused us a lot of problems with missed and late payments, until we switched to online billing.
Loren, the Acg.
1948CaseVAI
Well-known Member
In a few years you will not have a choice. The Brits have already set a hard date for the end of checks - 10/31/2018. On that date they will stop their clearing house services.
The US will lag behind, but it can't last forever.
The US will lag behind, but it can't last forever.
jimg.allentown
Well-known Member
I have been paying my bills on line for so long that I can't even remember how long. NEVER had ANY problem of any sort. Payments were always made how and when I said.
NEVER allowed auto payments of any sort. The potential for problems is too great with auto pay.
I sit down once a month at the computer with my bills for the month, and pay everything at one time. Works well for me.
NEVER allowed auto payments of any sort. The potential for problems is too great with auto pay.
I sit down once a month at the computer with my bills for the month, and pay everything at one time. Works well for me.
Every once in a while we find payments from pre paid debit cards get lost in cyber space. They can be a real pain to retrieve, depending on the card co. Most of these companys have 800 numbers that never have a person there to talk to, just prerecorded messages that won't pass you thru to a human or they are is some country that doesn't speak English or the person doesn't understand the words you are speaking.
Rex Simpkins
Member
been paying online for a few years-- I like it best because they get their money on the day it is due and not one minute early-- and the couple of times they have said they did not get it--I am on the phone with them and I am looking at the transaction on my screen. They apologize and say OH we are sorry for the mistake.
Same here. In many cases, it's just online to the bank and then the bank mails a check out. We've had a few "late" payment notices over the years because the check was never mailed and the bank paid the late fees and made sure it didn't hit our credit history. Wife loves it, saves a lot of time every month.
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