Well my wife loaned my work car out to a lady that she works with kid to drive to work while her and her boyfriend went to a wedding this weekend. Long story short the little pizz ant stuck it in the ditch a mile from our house. Pushed the bottom of the radiate into the motor, broke out the passenger front window, deployed both airbags, who knows what else. Don't get me wrong it was a 97 Dodge Neon with 170,000 miles, bought new and paid for itself by now. The problem is that I can bet that if the three of them working and all living in the same house can't afford a work car for him, they probably can't afford to fix this one either. Also the cost of a car to replace this one is going to not be any cheaper. Maybe I will be suprised, but I would bet I just paid tuition for another lesson in life.
- Thread starter gregk
- Start date
Anonymous-0
Well-known Member
For better or for worse. familiar?
I remember being super pizzed off at the car insurance rates when I was a kid. I of course understood later in life why I had to pay $1400 per year for basic coverage on a $3000 car. I can remember some super stupid stuff done at my high school by teen drivers. A buddy of mine had a DUI at 16, and he was a drunk at that age.
I am told that a lot more restrictions are put on teen drivers now, like, driving curfews, only 2 teens in the car at any time.
Too bad about your Neon, maybe that kid could fix it for you if he has any mechanical sense?
I am told that a lot more restrictions are put on teen drivers now, like, driving curfews, only 2 teens in the car at any time.
Too bad about your Neon, maybe that kid could fix it for you if he has any mechanical sense?
dr sportster
Well-known Member
Yup,never lend out your car and NEVER let someone ride your motorcycle. If they had any brains they would own their own.The good part is next time someone asks you can refer to this incident as the reason to say NO.I feel bad for you though cause now; how are you getting to work monday?
No. You line the Mother of the pizz, the pizz up and give them a drill sargent lecture. As in "If you don't pay me for this your life as you know it is OVER! TOUGH LOVE. Get your wife to sign in as another party that has been wronged DON"T let them off the hook. Take their food stamps, their cigarettes, their beer, their SOCKS. Cut them no slack til the debt is paid. Teach them som responsiobility. If they DON'T pay then sue their sorry selves in small claims court.
Lou from Wi.
Well-known Member
Gordo. Dam well to late. should have said NO NO NO from the beginning. Could have offered that clan a ride to where ever, and saved the hassle and heartache,now he's out a ride he owned ,and now the vehicle is reduced to a junk pile. Could be in for a schister lawyer filing a claim against him for loaning a DEFECTIVE AUTO causing the operator great bodily harm due to mechanical problem/ failure you knew about but didn't fix /or have it fixed by a reputable mechanic. No would be a lot cheaper,dont you think? JMHO LOU
Lou from Wi.
Well-known Member
Be Not a borower nor a lended be. Snake chit, LOU.
Well it just so happens that I own too many vhicles to begin with. However the hailstorm the other month took the 2001 dodge neon with 190,000 miles out of comission, and then I have the choice of the 2 cycle 98 dodge Ram or the hailed up 2004 ram. The cheap little Neon however would save me $100 a month in gas alone is why i'm going to miss it.
bobs old iron
Well-known Member
any one wanting to borrow my cars, i tell them that they can pay me to haul them,,no one can drive my cars, insurance policy, just me,,,that stops them from asking...
Paul from MI
Well-known Member
I had two great lessons in law in my 45 year career, one in patent law and the other in bankruptcy. Neither one came cheap--this one may be one of your cheapest!!
How did it wind up in a ditch? Did a deer run in front of him? Bad stretch of road? And I guess you've never screwed up something or broke something? Must be nice living in a glass house.
So they are tight on money, I guess they must be bad people.....
Maybe the car was a POS and had a steering part break.....After all it's a dodge with 170k for mileage....
Oh, what is a "radiate"?
So they are tight on money, I guess they must be bad people.....
Maybe the car was a POS and had a steering part break.....After all it's a dodge with 170k for mileage....
Oh, what is a "radiate"?
As a matter of fact I've screwed up most everything I have ever done, however when it happens less than a mile from the end of your driveway and nothing is said to lead you to believe there was a mechanical failure( and I've had tie rod ends fall apart where there is no mistaking that something went wrong!). Yes I agree that accidents do happen which is why I am not suing anyone or jumping all over someone(unlike the response that I am responding to). The fact that we are willing to loan out a vehicle to someone less fortunate should tell you that I am not the SOB you seem to think I am. Just a little disappointed in the outcome of the whole situation so far.
Lou from Wi.
Well-known Member
Thats Great advice. Some people respects borowed equiptment ,others just don't plain care.Sound like your a good guy to know, appeciate your jesture to help others.buttttttttttt the road has some pitfalls that aren't seen until one comes upon em. Don't ever loose your concern to help others, just find a way to eliminate dissappointments from those you intend to help. Regards, LOU
bob featherstone
Member
guess hindsight is always better LOL
probably the better thing to have done was offer the lady & her man your car to take to the wedding, let her kid drive her car, but like i said , hindsight
hope it turns out well & these people do the right thing
as an after thought, i am really carefull about who dives my stuff , but can't say i wouldn't have done the same thing as you did
bob
probably the better thing to have done was offer the lady & her man your car to take to the wedding, let her kid drive her car, but like i said , hindsight
hope it turns out well & these people do the right thing
as an after thought, i am really carefull about who dives my stuff , but can't say i wouldn't have done the same thing as you did
bob
Dean Olson
Well-known Member
No good deed goes unpunished.
I've been bit in the azz so often that I've become jaded. I literally yell "not only no, HEII NO!"
IFFF it's family or someone I care about I'll give them some money or operate my equipment for them, but under no circumstances loan out my equipment.
The only exception is my Dad. I figure I tore up so much of his equipment as a kid I owe him a lot.
I've been bit in the azz so often that I've become jaded. I literally yell "not only no, HEII NO!"
IFFF it's family or someone I care about I'll give them some money or operate my equipment for them, but under no circumstances loan out my equipment.
The only exception is my Dad. I figure I tore up so much of his equipment as a kid I owe him a lot.
john *.?-!.* cub owner
Well-known Member
Greg, I see a lot of advice on here, some good and some bad, but I did not see where you have talked to them about the problem yet, do not hang them till you have a reason too.
Bob Huntress
Member
I'm not really qualified to tell others how to live their lives. I feel comfortable telling people how to work on equipment, but how to manage their other people issues, isn't something that seems as easy. I don't know what your wife's position on her friend's irresponsibility is, and I'm guessing that if you were prepared to fight it out with her over this, they never would have been driving your car to start with. Maybe you could put her to go set her friend straight on her responsibilities. I am sure that doesn't help, but believe me, it's all I got on social issues.
willie in mn
Well-known Member
Here's a way to get blood from a turnip. Kinda out of left field, a few details missing, but these are the basics.
1- file small claims/conciliation court suit. Some states have $3k limit, others $5k.
2- contact Judge Judy, Joe Brown, or any of the other TV Judge Shows.
3- if they accept you, get free trip to Shakey Town & get on TV for 15 minutes to present your case.
If you don't get accepted for the TV show, you can always cancel your suit & try to work out something else.
4- if you win, you get paid.
Now the fine points.
The loser doesn't actually pay. They have a fund to cover each case, usually same as your state limits. Awards are paid from this fund, if anything left over, both sides split what is left.
Eg: $5k available, award is $2995, Plaintiff gets the $2995, then they split the remaining $2005.
Joe Brown believes strongly in the old principle of a Bailment. "If you borrow something, it is your responsibility to return it in the same condition, absent ordinary wear & tear. Running in a ditch & causing damage is not ordinary wear & tear".
If you don't get accepted on the TV show & cancel your case, you can always try to work out something else. Like have the kid work some of it off by doing yard clean up, shovel snow, mow lawn, paint a building, etc.
WJ
1- file small claims/conciliation court suit. Some states have $3k limit, others $5k.
2- contact Judge Judy, Joe Brown, or any of the other TV Judge Shows.
3- if they accept you, get free trip to Shakey Town & get on TV for 15 minutes to present your case.
If you don't get accepted for the TV show, you can always cancel your suit & try to work out something else.
4- if you win, you get paid.
Now the fine points.
The loser doesn't actually pay. They have a fund to cover each case, usually same as your state limits. Awards are paid from this fund, if anything left over, both sides split what is left.
Eg: $5k available, award is $2995, Plaintiff gets the $2995, then they split the remaining $2005.
Joe Brown believes strongly in the old principle of a Bailment. "If you borrow something, it is your responsibility to return it in the same condition, absent ordinary wear & tear. Running in a ditch & causing damage is not ordinary wear & tear".
If you don't get accepted on the TV show & cancel your case, you can always try to work out something else. Like have the kid work some of it off by doing yard clean up, shovel snow, mow lawn, paint a building, etc.
WJ
MarkB_MI
Well-known Member
- Location
- Motown USA
It will be tough to collect.
Is the kid a minor? If so, you'll want to go after the parent.
Do they have a late-model vehicle that might have collision insurance? Unless the kid is explicitly excluded from their policy, I think you've got a claim against their insurance.
Definitely file suit in small-claims. If you have a police report that says the kid was at fault, it should be a slam-dunk. Of course collecting the damages is the real problem, when they don't have a pot to p*** in. But if the kid has a steady job you should be able to garnish his wages, which would at least give you some satisfaction.
Is the kid a minor? If so, you'll want to go after the parent.
Do they have a late-model vehicle that might have collision insurance? Unless the kid is explicitly excluded from their policy, I think you've got a claim against their insurance.
Definitely file suit in small-claims. If you have a police report that says the kid was at fault, it should be a slam-dunk. Of course collecting the damages is the real problem, when they don't have a pot to p*** in. But if the kid has a steady job you should be able to garnish his wages, which would at least give you some satisfaction.
A few years ago I was at a collision shop and there was a one year old Neon that had struck a heaved section of a highway.It was a girls first car.Externally there didnt appear to be any major damage. The collision had set off both airbags which broke out the side window glass which in turn damaged the paint on both sides of the car. They ended up totalling the car.Bill
Just in case, you might want to write down some of the particulars, including the time of the accident, so that you can check his cell phone texting records for the time of the accident if need be.
I think you should let it slide and take your lumps, but keep a detailed record of events in case you have to defend yourself down the road. You never know...
Bye for now,
I think you should let it slide and take your lumps, but keep a detailed record of events in case you have to defend yourself down the road. You never know...
Bye for now,
I'd just chalk it up to experience, or as you put it, education. Being angry isn't going to change anything. Trying to collect on it in court is a waste of time. It is fortunate that no one got hurt. A bad mistake is one that money can't fix.
Maybe the kid can do some work for you to help pay for it. I would ask the parent's about their auto policy, to see if he is covered, maybe ask your agent to help.
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