Pat, GOOD POST, a few weeks back we pretty much beat this topic to "death" No pun intended...... If I can find it I posted an almost entire thesis about this over on johnnypopper.com and I will post it here.
YESSSSSSSS an open Neutral can pose a hazard
The Neutral (a grounded conductor) and the Equipment Grounding Conductor (EGC, a grounding conductor) are often misunderstood by lay persons. Out on the utility High Voltage primary and at a typical 120/240 volt Low Voltage Secondary ITS THE NEUTRAL THAT GETS A BOND TO MOTHER EARTH (its a grounded conductor) which serves as a common zero voltage potential reference for the entire system.
Again at the homes service entrance (perhaps up on weatherhead riser or meter base or main panel) its THE NEUTRAL THAT BONDS TO MOTHER EARTH VIA A MADE GROUNDING ELECTRODE (via a No 4 copper wire grounding electrode conductor) SUCH AS A DRIVEN INTO THE ROD GROUND ROD(S) OR BURIED PIPES ETC ETC. Then at the main panel THE NEUTRAL BUSS AND EQUIPMENT GROUND BUSSES ARE BONDED TOGETHER, but are NOT rebonded at any downstream sub panels
NOWWWWW as the Neutral is tied to mother earth out at the utility pole or pad mount and at the service entrance and the EGC (grounding conductor) and Neutral are bonded at the service entrance etc etc if theres an open Neutral, the voltage between a hot L1 or L2 would still seek to cause current flow between either eventually back to the transformer (voltage source) AND IT WILL TRY AND FLOW ANYWHERE IT CAN IF THE NEUTRAL ISNT PRESENT WHICH CAN BE A HAZARD CUZ THAT ANYWHERE MAY BE THE EGC (which is tied to the outer metal case of some appliances which you may touch) OR YOUR BODY OR EARTH ETC. It all depends on where the fault is and where the open Neutral is and who what n where is wired in between.......
For many of the reasons cited above and to save a linemans life its best to use a proper transfer switch or an interlock if you use a home genertaor. Also if you use a 2 pole (L1 and L2) transfer switch and DO NOT switch the Neutrals, you need to UNBOND any genny Neutral to frame bond AND YOU NEED TO CARRY 4 (2 hots, Neutral, EGC) NOT 3 WIRES from the genny to the xfer switch.
Thats why a 2 pole 3 wire grounding receptacle (like maybe a 240 volt welder receptacle with 2 hots and EGC) isnt correct for a 2 pole non Neutral switched transfer arrangement, cuz such is making the EGC and Neutral the same (they should be seperate at other then the main panel). The certain wrong combination of open or shorted Neutrals and EGC's at the wrong place could even energize the EGC so if you touch the appliances outer metal case YOU COULD DIEEEEEEEEE
This is just wayyyyyyyy toooooooo complicated to try n explian to lay persons in a few sentences here and any attempt just confuses them. Its just impossible to cover here what takes books to fill and years of experience by linemen and electricians and electrical engineers to maybe fully understand. THATS WHY ITS IMPORTANT TO LISTEN TO ELECTRICAL INSPECTORS AND ELECTRICIANS AND ENGINEERS AND THE NATIONAL ELECTRICAL CODE and hire a professional if you dont know what youre doing. The life you save by doing it right may be your familys or your own
Hope this helps but again dont feel bad if you dont understand it, I designed secondary electrical power distribution systems for years and its more complicated then a lay person might figure thats why use a licensed electricians and consult with inspectors and use the NEC cuz most of those people DO UNDERSTNAD THIS STUFF and doing it right can save your life or prevent a house from burning......
God Bless Yall n stay safe n use caution in working with home generators is all I can say
John T retired electrical engineer in Indiana
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