Stuck snap ring

I had a pulley and bearing fail on my Bush Hog finish mower. As the pulley was coming apart, it rubbed the cast iron bearing housing and smeared the
metal above the circlip and now the circlip is stuck. I have punched and pulled. I have one end loose and out of the groove, but it will only come
out about halfway. How can I relieve the metal above the clip?
 
also is this an external snap ring or an internal snap ring, the internal one is a lot harder to get to and fix the problem. get better results with a picture of the problem. ooh and sandpaper is for wood.
 
go ahead and trash that snap ring getting it out however you can, then you can clean up the groove with a cut-off wheel and grind the offending metal off
 
Rust, are you saying you've never used sand paper on a steel shaft in a pinch?? In case you haven't, it will work.
 

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