Sounds a little warm. Is your temp sending unit in good shape? Easy, fairly cheap replacement but that may not be the problem. Next step would be to check the radiator - blow out the fins with an air compressor and make sure there are no obstrutions. Make sure the fan is turning correctly and not slipping on the belt, and check the water pump. Then I guess you'd get into replacing the thermostat and/or boiling out the radiator.
Our 190XT and our neighbor's 200 run right at the start of the operating temp on the gauge and always have, even in 95+ degree days of harrowing or chisel plowing. You may be fine, but it won't hurt to check what you can.