Posted by farmerwithmutt on February 15, 2014 at 23:59:52 from (166.181.3.105):
In Reply to: line of credit posted by dmiller on February 15, 2014 at 16:04:00:
Lots of luck ive been to a few banks same as others around here.they go like this whats your expence you give them your expence both farm and personal then they ask whats your income you give both farm and off farm and then they will tell you farm income dont count!! Its happened to me and others it worse for single because your off farm income is less than on farm . it never ceases to astonsh me a guy thats got over a million dollars of farm land paid for and couldnt borrow a dime. ag banks are the same way its not what you know its who you know ive seen a few that are operating on grandpas money and uncle sugar have no problem (one only had corn on the end of the field he had to slow down to make a turn ) . in a way its helped me because if a cant pay for i dont get it
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