that's right, up to 45,000 and then after they take off the deduction, they apply the 1% HOMESTEAD rate. seems like it would be fairly easy to communicate on the bill, at the top in bold black letters...IF YOU LIVE IN THIS HOUSE, CONTACT US AND FILE FOR THE HOMESTEAD EXEMPTION, WHICH WILL LOWER YOUR BILL. i'm sure this would get the point across much better than the big bold black letters they have printed on the current bills now. no where did i say it automatically cuts your bill in half. in my daughter's case though, it will be reduced by over half. we paid cash for a cheap little repo home for her and she pays us installments for it.
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