Don't think my homestead exemption reduces my taxes by half.
If you get a home equity loan, you can have a tax ememption same as if you still had a morgate. It's good for 15 years.
My taxes went down $500 for the year. Still over $7000.
What I like is our taxes are somewhat fixed, after they were doubled in a 5 year period.
There is a 1%, 2% and 3% tax sturcture depensing of some formula. If you have a business building it's 3%. Homes are 1%. Anything that you don't have a homestead exempt, like farm land I THINK IS 2%. Most of what I have is 2%.
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