JD Seller you are wrong Everytime someone defaults and fails to pay back a legitimate debt there is less money available in the community and eventually nationwide to loan for responsible people to expand their businesses and create jobs. In my opinion a person should make every effort clear his debts regardless if he is getting any current benefit from the loan proceeds or not. I have tractors from the 1970's and if I get in the predicment where I need to borrow money against them then what I really need to do is something different for a living. If the man mortgaged the tractor and did not pay the note and has no intention of paying the note then it belongs to the lien holder. Ethically speaking, no one other than the lien holders representative has any business touching that tractor except the person whose land it is parked on, its a simple matter to go to the bank and ask them what they intend to do with the tractor and pay for it if he wants the tractor.
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