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Using Your Tractor & Crop Talk

Discussion Board - Re: Farm bill

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IaGary

02-18-2014 08:25:14
108.160.236.246



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Yup I feel the same way. So as the saying goes, if you can't beat them join them.

That's why I have the insurance.

To compete.

Gary




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j hikemper

02-18-2014 12:31:08
50.102.25.202



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 Re: Farm bill in reply to IaGary, 02-18-2014 08:25:14  
serriuously , thinkin about going with out ins this yr. 1st time in 10 yrs .always did it because crop insurance was required to get a base payment ,,.if I had a good crop yr.,. I had to pay out 3 or 4 dollars to get back one,speaking of usda base payment , over last 10 yrs had 3 claims ,,. and it was a burden every time doing the audit,,,.



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JMS/.MN

02-19-2014 17:39:31
209.237.125.241



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 Re: Farm bill in reply to j hikemper, 02-18-2014 12:31:08  
CAT coverage was cheap, and the minimal required. Granted, paid only with total failure, but was enough to get the base payment you mention. What, $25 a crop?



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Paul

02-20-2014 08:48:11
66.60.223.232



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 Re: Farm bill in reply to JMS/.MN, 02-19-2014 17:39:31  
I had a very bad experience back in the 1990s when insurance was required for 2 years, we had that flood year where I got less than 1/2 a crop. My 'agent' had talked me into upping my coverage because it would cover so much more of my crop. When I stopped in with my bad crops, he basically laughed at me, handed me a pink sheet of paper, and left me on my way.

After doing some calculating with his additional info that he hadn't mentioned before, it turns out my $8 an acre coverage would only pay out $16.80 if I had zero harvest on my entire crop.

Some of the easiest money those fellas could make back then, just fall in with the govt and laugh at people, I guess whatever makes you the big bucks.

Fool me once, I guess I've had a very dim view of crop insurance people since.

Perhaps poor of me, I should not judge all based on one person/ company but it was not a good experience at all, one to remember.

Paul

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