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Using Your Tractor & Crop Talk

Discussion Board - double crop

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Author  [Modern View]

11-15-2012 16:12:28

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around here [centeral ohio] take the wheat off plant beans. beans usually only make 15-20. insure bean crop for 40 bta it caust 20.00 per acre to buy insurance and you have made out good!!

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11-17-2012 19:24:53

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 Re: double crop in reply to stonerock73, 11-15-2012 16:12:28  
Can you get crop insurance on beans planted (after wheat) the first week of July?

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rustyacres sd

11-18-2012 18:23:40

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 Re: double crop in reply to jstalk, 11-17-2012 19:24:53  
Depends on your states regulations. Most states of a deadline for each crop to be able to insure them.

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rustacres sd

11-16-2012 06:55:27

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 Re: double crop in reply to stonerock73, 11-15-2012 16:12:28  
Around here, they plant the winter wheat and insure it. If it doesn't do good in spring, they collert and harvest it for hay ro silage if it makes it that far along, then they will plant late beans or corn and not insure it. It will make lower bushels or silage. Can only insure and collect on one planting per year.

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11-16-2012 05:21:04

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 Re: double crop in reply to stonerock73, 11-15-2012 16:12:28  
Are you doing this or just thinking? In my kneck of the woods this kind of action would get your throat cut...As bad as the last couple of years has been Insurance adjusters have been working overtime and they are not above showing up at your farm for a visit. Insurance and the FSA are working together more and more every day. I believe they would really bust you hard for insurance fraud.

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11-15-2012 18:17:06

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 Re: double crop in reply to stonerock73, 11-15-2012 16:12:28  
Sounds like fraud via a loophole.

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11-15-2012 20:12:09

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 Re: double crop in reply to RGMartin, 11-15-2012 18:17:06  
Just fraud, no loophole?

Your insurance is based on yield histeries, even if you fraud somehow, the lower yields will dwindle you down to where it wouldn't work long.

Not to say their aren't problems with the insurance program, mtself I think it encourages folks to not replant or try to get asd many bu as thay can. Don't think it should be insuring a profit.

But also don't think it can work the way described, either.


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11-15-2012 18:01:34

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 Re: double crop in reply to stonerock73, 11-15-2012 16:12:28  
i havent done this was told about it this year..

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Erik Ks farmer

11-15-2012 17:09:41

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 Re: double crop in reply to stonerock73, 11-15-2012 16:12:28  
I can't even insure after harvest beans.

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11-15-2012 16:50:31

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 Re: double crop in reply to stonerock73, 11-15-2012 16:12:28  
Your insurance rate is based on your yield history. Your insured rate is also discounted for late planting as well.

Now if you plant enough single crop beans to keep your yield up you may be able to to have a 45 bushel proven yield average. Then insure at the 85% level to be garantted 40 bushel. But the 20 bushel yields will drag your yield down for following years.

You won't have that 40 bushel insurance level very long with the 20 bushel harvest.

Remember you can be spot checked to make sure your yield history is correct. And if you collect more than $200,000 on any one crop it is an automatic audit of your history and yields.


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