Maybe I'm stupid, but I haven't figured out crop insurance yet. I think there is something about you have to be in a programs to get it, but I'm not sure. I explored hay insurance after last year, and had to pick two two month increments based on moisture to insure. What a crap shoot!
By the way, I just contacted NRCS today about our cover crop acreage that has been planted for the early bonus. That's worth another $10 an acre.