List out your expenses and your incomes ifd this were a normal year, project them out 5-10 years, and what items you will need to replace & modernize. Will you be expanding, will you improve your product so it fetches more, etc.
Have a nest egg set aside for when the wheels fall off.ombine had a hyd control segment (2 lb hunk of iron with holes in it) go bad during bean harvest a couple years ago. Cost $2500 to get going again. Not much else to do, like hay, beans you either harvest or watch it devalue rapidly when it's ready to go.....
And that last bit is the trouble you will have with nickle and diming this stuff. Works fine when you are doing your own 5 acres and having fun; but when you have real money invested, and others depending on you to get the job donre, your old stuff is gonna let you down and let them down and someone is going to lose money.
So you gotta get your ducks in a row whebn you start renting or custom farming for others. The costs build up real quick.