Found a job

SVcummins

Well-known Member
I posted about the first of January about the dairy I was working for going under . well I finally found a job although only part time its a job . I will be haulng fertilizer to the fields to keep the rigs full its not a bad job I've done it a couple times in years past they have raised the wages this year to 16$ an hour. Now I have a good source for some pasture herbicide and maybe some fertilizer
 
right on sv., glad to hear your back working, it's tough to make decisions to spend money even on repairs and projects you need done when theres no money coming in and it's all going out. great news, drive carefull out there :D
 
You better be thinking more about your longtime financial future than buying more stuff.
My wife and I thought we had planned well ahead, BUT what seamed like a good retirement fund years back Ain't cutting it, and giving us a comfort zone, in todays economy.
It won't get any easier in the future to survive when you are no longer able to work for a paycheck.
Loren
 
Case Guy ...... best advice is your advice. When ones income is limited, you must think more of what is going out than what is coming in. Now if only he heeds your words of wisdom .......
 

Feel free to haul a few loads of that my way. I am on an advisory committee of a town owned farm. The spinster who gave it to the town hoped that it could be maintained as a working farm. Well a yuppie farmer wanna-be got it certified organic. Then the select board fired the tenant who was doing all the work. Everyone wants the open ground to stay open and they are sure that many local farmers will be lining up to pay a lot of money for the standing hay. Well not this farmer! No fertilizer, two boards looking over your shoulder, and half the ground is dry and rocky. Not a recipe for success.
 
Depends on what is done with the money.The first 10 years I worked a public job I spent every dime I had to buy tractors,equipment,anything to resell, part out,etc kept some to farm with.I multiplied the money over and over way ahead of where I'd been if I had just saved the money in a bank account.Takes money to make money.When 401(K) came a long I did contribute to that because my employer matched what I put in up to 5% of my income.
 
Well yes, in certain situations you are correct. But a guy making not much more than minimum wage and buying parts to fix up old money-pit tractor(s) would not be a recommended way of moving ahead financially in my opinion.
 
Amen to that! If you are fortunate enough to have health/retirement plan for inflation to upset the applecart. My basic costs; taxes,insurance,food,transportation etc have double!........ that's double in 15 short years.
 

All you Self Appointed Financial Advisors slow down and take a breath. It seemed to me that SV was adding some levity to his situation....

And besides, if he wants to paint his tractor pink with polka dots that's his business. And if he wanted to take all his cash and burn it in his backyard grill that's his business too.
 
(quoted from post at 19:14:51 03/13/18) Well yes, in certain situations you are correct. But a guy making not much more than minimum wage and buying parts to fix up old money-pit tractor(s) would not be a recommended way of moving ahead financially in my opinion.

You are exactly correct! Honestly I am kind of appalled that someone making just a bit over minimum wage and stating he is nearly broke would even look at hobby tractor parts, let alone purchase any.

I wasn't very astute about retirement, either, but I always worked hard and it turned out I earned three nice retirements that will all run for the rest of my life. It sure wasn't due to my good planning, but it worked out. However, when I first retired I got a nice case of being afraid of the outcomes and I will never forget the relif I felt when I figured out it would be OK. I learned the importance of it in a quick time and can't even think what it would be like to be as old as I am (66) and not have a good income.
 
So Old Farmall, when a person makes a post on Tractor Talk, there is no condition that replies must all be
positive and congratulatory. I think any post must leave itself open to others putting in their two cents.
None of those comments made were inflamatory or offensive. Otherwise, discussion forums are not discussion
forums. In this case, those that caution against spending money unnecessarily by one who is financially
strapped, I would say is wise advice. To me, it makes common sense and I'm not a financial advisor.
 
The flip side of that is a guy I worked with a true Mizer he saved every nickel never did much in the way of enjoying the fruits of his labor,talked about what he was going to do when he retired.He was 58 years old walked out of the bank one Friday afternoon had a massive heart attack and died in the parking lot his financial planning didn't do him much good but his wife and her friends sure lived it up after he was gone.Its fine to plan ahead but it one needs to enjoy life a long the way too.If I had it to do over I'd work a lot less and enjoy life a lot more
when I was young.
 
I also farm and run cattle so I'd keep my mouth shut about my business you know nothing about. How do you think the cows are fed how is the hay put up ? Maybe your wonderful fiat tractors and machines run without any maintenance but mine equipment won't . I also do a lot of custom farming so I don't just play with my tractors .
 
Congrats SV. Seems some of the people here don't realize what all you do in your spare time. Keep going and let others worry about themselves. I will try to call you after my Dr. apt tomorrow.
 
Good to hear you found some work and $16 an hour isn't too bad a wage. I retired after 41 years as IH, John Deere mechanic, repaired injection pumps, nozzles, engines, transmsisson and the works at $11 and hour a few years ago. After retirement I charged $15 and later 20 when I worked out of the back of my pickup. Way too much smart talk on this forum from people who know how to run everyone else's business.
 
That's what I figure . I've never had a lot of money but my cattle make a little and I make a little farming and custom farming makes a pretty good check every year . guess I should quit doing anything then maybe I could get me one a them external_link phones and go on welfare
 
When I first got outta college I was making a whopping 9.50 an hour working for the new Holland dealer paying rent and making a truck payment and tool payment and living expenses . that wasn't very many years ago
 
Congratulations, I sure wouldn't worry about what others, who probably know nothing about you, think or say. I remember you losing your job the first of the year feeling bad for you to have been put out right after the holidays. Glad things are looking better for you now.
 
Believe it or not SV, this coming fall the minimum wage up here in Alberta is going to be $15 per hour, kids working at McDonalds will be making that. Mind you, Canadian dollars, seems a bit crazy but true. RIght now I think it's maybe $13.50.
 
Mr. SV, No matter how slim things may look, NEVER give up on your dream. Don't let any of these self proclaimed financial experts rain on your parade. I am very happy for you, and I remember what it was like to be starting out. You could spend your cash on drugs and gambling, but you like old tractors and cattle. Good for you. Somehow all things seem to work themselves out. Keep working hard, and looking straight ahead. Soon you will see a little better pay maybe, and some longer hours. The world needs more young fellas interested in honest work and agriculture. Al
 
Thats a good deal, hope you make some valuable contacts while your hauling and pick up more custom work, good luck.
 
(quoted from post at 19:11:42 03/13/18) Believe it or not SV, this coming fall the minimum wage up here in Alberta is going to be $15 per hour, kids working at McDonalds will be making that. Mind you, Canadian dollars, seems a bit crazy but true. RIght now I think it's maybe $13.50.

According to Google 15 Canadian dollars is $11.55 USD, and $13.50 Canadian is $10.40 in Yankee Green backs.
I guess all things are subject to opinion, and to some 16 bucks don't seem like much, but I know a Sheriff's office near here that pay their deputies slightly over $16 an hour. My first cop job paid $9 an hour, USD.
 
Call me crazy but I'd say a guy who has 3 retirements under his belt knows a thing or two about life and work. Maybe you should take you own advice and shut your yapper before you go all finger tapping tough guy and call people names who give their opinion on a message board. You are the one airing all their life's woes on a public message board for hecks sake.
Good luck in your new job by the way.
 
wow I can't believe what i'm reading here :shock: it is 10:20 pm here in carvel and I just came in from getting all the rotten hydraulic hoses, lines and the hyd. oil tank out of the m5. filled 1/2 a garbage can of oily towels cleaning up the mess!! i'm going over every inch of the tractor so I don't have any nasty surprises or breakdowns in the middle of haying season,THE SAME THING SV. IS DOING ON HIS EQUIPMENT, getting ready ahead of time so we minimize the breakdowns and down time when it's time to go. is my equipment a money pit?? well I don't see it that way, my 1961 m5 is a simple rugged reliable tractor that has sat for 20 years and it got me through haying season last year with no breakdowns like sv's 4020 and his 3020, he's rebuilt a #8 jd mower for haying season and it's ready to go. sv has repairs and upgrades he wants to do on his equipment the same as most of us. NOW lets compare the cost of brand new equipment and our old money pits! lets see sv's payments and my payments for our old money pits is $0000./month! and no insurance payments required!! NOW lets compare reliability, as I said I got through haying season with no breakdowns or down time the same as sv did, 2 of my neighbors with brand new equipment didn't do so well, one with a brand new jd. 4wd sat in his field hooked to his new jd. round baler for 3 DAYS with the jd. field mechanic and his laptop plugged into it, got it going just in time to finish baling in the rain! the other neighbor with his new case 4wd was winched onto the deck of the local case dealers truck to haul it back to the dealer ship to get both pto" replaced (both pto's stripped and seized up) locked up the tranny! wonder what that cost! sv like most of us is doing the best he can with what he has and is trying to improve his situation the best he can like most of us, so instead of bashing the man lets just say "that's great news sv. I hope the part time turns into full time and you have a great year" :D
 
wow I can't believe what i'm reading here :shock: it is 10:20 pm here in carvel and I just came in from getting all the rotten hydraulic hoses, lines and the hyd. oil tank out of the m5. filled 1/2 a garbage can of oily towels cleaning up the mess!! i'm going over every inch of the tractor so I don't have any nasty surprises or breakdowns in the middle of haying season,THE SAME THING SV. IS DOING ON HIS EQUIPMENT, getting ready ahead of time so we minimize the breakdowns and down time when it's time to go. is my equipment a money pit?? well I don't see it that way, my 1961 m5 is a simple rugged reliable tractor that has sat for 20 years and it got me through haying season last year with no breakdowns like sv's 4020 and his 3020, he's rebuilt a #8 jd mower for haying season and it's ready to go. sv has repairs and upgrades he wants to do on his equipment the same as most of us. NOW lets compare the cost of brand new equipment and our old money pits! lets see sv's payments and my payments for our old money pits is $0000./month! and no insurance payments required!! NOW lets compare reliability, as I said I got through haying season with no breakdowns or down time the same as sv did, 2 of my neighbors with brand new equipment didn't do so well, one with a brand new jd. 4wd sat in his field hooked to his new jd. round baler for 3 DAYS with the jd. field mechanic and his laptop plugged into it, got it going just in time to finish baling in the rain! the other neighbor with his new case 4wd was winched onto the deck of the local case dealers truck to haul it back to the dealer ship to get both pto" replaced (both pto's stripped and seized up) locked up the tranny! wonder what that cost! sv like most of us is doing the best he can with what he has and is trying to improve his situation the best he can like most of us, so instead of bashing the man lets just say "that's great news sv. I hope the part time turns into full time and you have a great year" :D
 
And I'm sure you'll be looking for other opportunities too,plus that job will get you onto a lot of farms and their 'back forty' where you might be able to make some great finds they'll
sell cheap.When I was at the concrete plant my job several days a week was to check out jobs we had orders for which was about a 40 mile radius from the plant I spotted all sorts of good deals riding all the back roads.
 
A job is a job the bills do not care how you got the money to pay them. Keep on going you seem motivated all will be good.
 

SV, congratulations on the job and having the foresight and discipline to invest money in your business instead of entertainment.
 
$16/hr is a pretty average figure in my part of the country. Several small factory jobs advertize $11-13/hr starting. wages. Local temp service pays $12.00/hr.
 
There are plenty of high paying jobs out there and a person doesn?t need to be an elitist snob to get one of them. But an education and hands on training and a little ambition sure does help. I retired from a 44 year job with a construction company making 127K my last year. All it took was a degree from Purdue and a 4 year union apprenticeship in the building trades.
 
Congrats SV! Glad you found something. Year and half ago I got a $15hr break. Was getting grim, unable to put food on the table. Hope good fortunes your way.
 
(quoted from post at 17:14:22 03/14/18) There are plenty of high paying jobs out there and a person doesn?t need to be an elitist snob to get one of them. But an education and hands on training and a little ambition sure does help. I retired from a 44 year job with a construction company making 127K my last year. All it took was a degree from Purdue and a 4 year union apprenticeship in the building trades.

44 years in and only 127,000?? Sounds like you should have had more ambition..... don’t be a douche he happy for the guy that got a job and is making his way out there.
 
(quoted from post at 23:14:22 03/14/18) There are plenty of high paying jobs out there and a person doesn?t need to be an elitist snob to get one of them. But an education and hands on training and a little ambition sure does help. I retired from a 44 year job with a construction company making 127K my last year. All it took was a degree from Purdue and a 4 year union apprenticeship in the building trades.

Hit the nail right on the head. Working on my 38th year with my company, a large insurer. Degrees from Oh. State and Frankin U. and earned a professional designation from The American Institute of Insurance. Will end the year at about $90k plus bonus. Came from a lower middle class family the oldest of six kids. Had to scrape to get my education started and went to night school to finish up. Worked hard at my job to get and keep a good staff job. BTW, we are paying $16 an hour minimum starting wage to entry level positions, mostly clerks and call center workers.
 

A lot depends on where ones located, when I left my mill maintenance job a few years ago I was only making $14 per hour.
Construction workers around here only make $45-60K per year, lots of $9-12 per hour jobs in this area, very few that pay over $20 per.
But cost of living here is also cheaper than other areas so it balances out a little.

SV glad you found a job, $16 per hour for a ag job isn't bad.

Was watching the local news last night
Dean's announced they would stop picking up milk from dairy farms east of here.
22 dairy farms are loosing a place to sell their milk
It's going to be tuff for them.
 
(quoted from post at 18:46:33 03/14/18)
(quoted from post at 23:14:22 03/14/18) There are plenty of high paying jobs out there and a person doesn?t need to be an elitist snob to get one of them. But an education and hands on training and a little ambition sure does help. I retired from a 44 year job with a construction company making 127K my last year. All it took was a degree from Purdue and a 4 year union apprenticeship in the building trades.

Hit the nail right on the head. Working on my 38th year with my company, a large insurer. Degrees from Oh. State and Frankin U. and earned a professional designation from The American Institute of Insurance. Will end the year at about $90k plus bonus. Came from a lower middle class family the oldest of six kids. Had to scrape to get my education started and went to night school to finish up. Worked hard at my job to get and keep a good staff job. BTW, we are paying $16 an hour minimum starting wage to entry level positions, mostly clerks and call center workers.

The economy is very different than it was 40 years ago.
 

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