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Tractor Talk Discussion Forum

Re: How much cash in the bank ???

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case e

01-03-2018 07:08:52

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You ever check out Dave Ramsey. I kinda like the guy, he is very common sense and he isnt trying to sell you a bunch of stuff. He is a firm budgeter and helps out alot of people if they will listen to him. He is death on debt accept for a home mortgage and not over a 15 year fixed. He is worth a look.

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01-03-2018 09:38:06

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 Re: How much cash in the bank ??? in reply to case e, 01-03-2018 07:08:52  
Dave Ramsey is OK for people that can't handle money. But his advice on "building wealth" is so out of touch with reality that he ticks me off. He basically claims every investment fund should be making 10% or more. But for some reason he keeps those funds a huge secret and has never let anyone know what he's invested in that makes 10% year in and year out. He's way to much into turning your cash over to the shysters that run the stock market.

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case e

01-03-2018 13:46:45

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 Re: How much cash in the bank ??? in reply to dhermesc, 01-03-2018 09:38:06  
think you need to listen more carefully......

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01-03-2018 08:07:37

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 Re: How much cash in the bank ??? in reply to case e, 01-03-2018 07:08:52  
I like Dave Ramsey's advise. Used to listen to him on the radio, haven't heard from him in a while.

My biggest problem is trying to reign in spending without creating havoc at home. Wife needs money for our necessities, but her and my ideas of necessities are way apart!

I have managed to not be in debt, not managed to sock away much in savings.

One thing I have done, that Dave and I agree on, tithe regularly!

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Fred Werring

01-03-2018 10:03:48

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 Re: How much cash in the bank ??? in reply to Steve@Advance, 01-03-2018 08:07:37  
"but her and my ideas of necessities are way apart!"

Hmmmmm, sounds familiar.

Wanna make her mad? Tell her that at a sale, your stuff (tractors, equipment, tools, etc) will bring close to what you paid for it, while hers (knick-knacks, cookware, kitchen appliances, etc) will be the stuff on a wagon the auctioneer spends hours on trying to get a dollar bid.

CAUTION!!!...Start that discussion at your own risk!!!

In all seriousness, if it makes her happy and we can afford it, I'm good with that. Usually


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01-03-2018 13:21:45

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 Re: How much cash in the bank ??? in reply to Fred Werring, 01-03-2018 10:03:48  
Fred,I hear you and you are comeing through loud and clear. Wife thinks that if we have it ,have to spend it. I am to damn conservative she says.

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