shop heat

Is there something insurance company left that will allow a wood burner in a shop?

Mine would still allow but at extra charge.

I didn't use it enough to save the extra charge.

So it came out.

Gary

Mine was going to raise if a stove was put inside, so I got an outside one. It's the hot air type, insurance guy said that was ok.

My insurance company will allow a wood burning appliance if it is done with a building permit and an inspection by the county inspector. I have a pellet stove in my shop and all I did was call the insurance company and state my intentions. They told me to get a permit and an inspection, that was it. If the place burns down and I didn't have a permit and inspection, it would be on my dime. If I remember correctly I could have done a wood stove the same way.

Same deal here - permit et al. I have a 'Baby Bear' in the woodshop portion of my 'man cave' (plus electric-rarely used) and infloor hot water in the auto side (runs off a HW tank). Works for me !

hey cole just wondering how those type woodburners work

(Rick)My son has had an outdoor forced air for some years now. Very carefree and works just fine. Single level home. Our ins co don't allow ANY wood heat inside a shop. Took mine out and put in Resnor ceiling hung nat. gas 75000. Works even better for the short intermittent periods of heat time I need. Only used for 3 mos in an auto detail shop. Got it for $ 150 and another $ 100 for gas piping. I'm good.

My agent added a rider (is that what it's called?) and it costs me $25 a year, but there's no worry about coverage in the event of a fire. We have wood that goes to waste around here, so I feel like it's well worth the $25 for a nice warm spot to tinker.

I have wood burner in shop and insurance has never said a word about it or extra charges.

Costs $25 a year for shop and house figure its worth it .
As my wife says wood heats you twice when you cut and stack
and when you use it . Its the house thats worth it . The
furnace is in basement with its own duct system and the
1930 home all original has the floor to cieling regesters
so once up and burning its all natural flow with return
one 2nd floor and only the wood furnace blower to curculate
air .

It's a bryan, good built stove, large fire box, but the door is kinda small. Unless you're burning it hard, dry wood is best.

My ins. company wants a 100 bucks a year to put an insert in my fireplace. My two open fireplaces in my house is just fine though. Go Figure

I have an lp radiant heat tube in mine and have had no negative issues with it. I don't like a wood burner in the shop. They makes a mess and a person spends too much time dragging in wood and tending the fire which uses up time that could have been used to get work done.

My agent never mentioned it either, until I casually brought it up. That was when he informed me that it was worthless without the rider. At the time that I brought it up, I suspicioned that it might be uninsurable with wood heat, and I was prepared to drop the coverage on the shop. I was pleasantly surprised to learn that a rider was available. I should have been "up front" with him in the beginning, but. . .

To sum it up - I probably paid for insurance on that shop, for 25 years, that may have been worthless when they discovered the wood furnace in the smoldering ruins. No matter what caused the fire, the wood furnace will get the blame.

Each situation seems to be different, and they're not above changing the rules out of the blue.

Outdoor furnaces - after I installed an outdoor boiler for the house, I discovered that the insurance company wants them a minimum distance from the building. Now why wasn't I smart enough to ask their requirements before I installed that thing? Luckily, mine is barely within their specs.

I'm a bullheaded cuss - I don't like people telling me how to manage my affairs, but the insurance companies rule the country. You can be assured that they don't pay claims out of the goodness of their heart.

I'm not trying to start an argument - I'm telling this in hopes that it helps someone else. In the case of my boiler - if I had placed it five feet closer to the house, I would have had a problem with the insurance company. I should have made a phone call before I stuck a shovel in the ground.

My company knows about wood burner in shop. Shop is a steel building and pipe goes through steel wall. In the house they charge me $25.00 a year and it meets all their requirements.