I was talking to a younger farmer friend and we got to talking about how certain operations locally got to be what they are today. I mentioned one operation and pointed out that when he was too young to care about such things the patriarch at the time had left his boys a very large sum of money via life insurance. How do I now this? Simple, the neighborhood insurance agent made this family his selling point to at least me. My friend is a very smart person but he had never given much thought as to insurance and its role of preserving and/or growing the business for the next generation. He is fortunate that he is plenty young to do something that will have a large impact in the future. I wish my ancestors had given this more thought but I am not sure how much they could have done. I was wondering if anybody had any stories to share as to how maybe a shrewd financial plan had positively impacted their business.