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Tractor Talk Discussion Forum

Re: OT Rant.

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07-25-2013 03:19:52

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No reverse mortgages are not a good thing for the homeowner. But on the other hand neither is allowing someone else (like your kids) to own your home. Just this week my wife had a wake-up call from a very good friend--they had signed their home over to one of their sons and he had sold it while they were on vacation in Florida. She and her husband now had no place to live, except the motor home. I responded "that's why we're looking at a trust". Not 100% sure that the right thing to do right now but it is where we are looking. We've managed to build a pretty good retirement account, given these bankrupting government elements stay in buisness, so that's not the concern. It's trying to pass what we've worked so hard to build to the next generation rather then the banks, the medical industry or the government in the form of fees or estate taxes.

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07-25-2013 06:15:46

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 Re: OT Rant. in reply to VADAVE, 07-25-2013 03:19:52  
Evidently, laws are quite different for different states. My grandparents divided their farm and each offspring got a specific plot. They had it written in the deed that they retained full use of the land and buildings for their lifetime. Also, helps that you know what your children are capable of. So they won't sell you out. Tells you how much the son cared, huh?

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07-25-2013 03:38:19

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 Re: OT Rant. in reply to VADAVE, 07-25-2013 03:19:52  
Some sell/make over home to kids but retain a life time usage or lease!!

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