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Tractor Talk Discussion Forum

Re: Finally had enough

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Author  [Modern View]

06-18-2013 10:42:24

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Insurance rules say that if a storm brings a tree down on your property it's a act of God and the neighbor has no responsibility to fix it--your insurance company does. You DO have insurance don't you?

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06-18-2013 17:00:34

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 Re: Finally had enough in reply to VADAVE, 06-18-2013 10:42:24  
Quoting Removed, click Modern View to see

I just had this conversation with my insurance agent.

He said as you say, an act of God. Not responsible.

UNLESS - it is due to neglect where the owner knew or reasonably
should have known that the tree was about to fall.

Not sure how they would go about defining "reasonably".

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T in NE

06-19-2013 23:06:20

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 Re: Finally had enough in reply to Royse, 06-18-2013 17:00:34  
Most western states (I'm guessing Missouri would as well) have laws about who is responsible for upkeep of fences and rules for going about having a neglected fence fixed, settling disagreements between neighbors, etc.

In Nebraska, you stand at the midpoint of the fence facing your neighbor's, you are responsible for the half to one side or the other(can't remember left or right).

What we've found is that if a shared fence needs replaced, it's a lot easier to just run some hi tensile about 6 feet from the old fence and not worry about getting into it with the neighbor.

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willie in mn

06-18-2013 13:21:05

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 Re: Finally had enough in reply to VADAVE, 06-18-2013 10:42:24  
Correct so far, BUT if the property owner has been advised that his trees are a danger such as dead or broken limbs, then it is on his nickle. Be sure to document any conversations or registered letters.

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