My bank is locally owned and advertises that It will never call you for personal info.
On e-tranactions, you have to know 3 things to get into the account.
I really really like e-banking. Never before could I keep tabs on my spending and reserves and never have to worry about whether or not I have the money to cover a purchase. Want to move money from where it's sitting to where you need it, just a click of the mouse 24/7. Transfer is immediate.
Besides that I just got a 3.75% real estate refi, with the management of the account the bank.