It's the worst when you are warm and sweaty, then get cold when sitting around.
Would always get that when we had the cattle locked in the barn, do chores, would get worked up in the 40 degree barn and humid, tthen dad wanted me to move snow or something sitting on a open tractor out in the cold. Would get to me every time.
Shoulda went in the house for 15-30 minutes, and get dried off. But, that wasn't dads idea, so didn't do that.....