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Topic: Re: O/T Investing opinions
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| Royse
12-08-2012 17:59:40
69.36.49.151
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A CD, Certificate of Deposit, is just that.
A certificate that says you made a deposit.
You get the same receipt if you put your money in your savings account.
Sometimes not much difference in interest either if you put it in a credit union.
Benefit in savings over a CD is that its not tied up for years.
Drawback is if you are not able to let it set there and not spend it.
There's always the stock market, but it does better long term.
Come to think of it, most options are better long term based on history.
Other options include fixed, variable or indexed annuities as well as whole life insurance.
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