Doug aren't you in MN? I have bulk oil from Case through MN AG Group. They travel all over MN and WI. Last time it was just under $12 a gallon for Hy-tran,15-40 and pre mixed coolant. Free delivery, and when you are on the bulk oil program you get 20% off filters year round. The set up has easily paid for itself, and no more 55 gal. drums. You buy the totes, if you only need one, get one. I'm sure hy-gard is good oil but sure seems thin compared to hy-tran.