I bought a 56-WD45 a couple years ago to use for a small deer food plots & some snow removal. It's been a great tractor but has me wondering where I should stop fixing. I started the tractor one super cold morning -20 and went inside to let it warm up. When I came back 15min later the tractor had no transmission, hydraulics, or pto. I talked with some great AC folks & all thought it was center of clutch went bad. I pulled engine and the clutch was good but clutch shaft was broke at gear for belt pulley just ahead of torque tube. I have now separated torque tube from transmission housing & I found broke hand clutch collar (brass) & it looks to me there is only one shim left in clutch. I'm not sure but when separating housing the shaft that goes into transmission looks like it has some pretty serious chips on interior gear on transmission shaft? The outside spiral gear looks great but the inside maybe 3-4 gear? has rounded chipped corners. lastly the seal/bearing? on bottom of transmission housing is leaking 80-90. Can I change the gears & seal from outside & is it pretty easy? Rebuild the transmission clutch? I will replace the collar. JMS/MN if you read this I'd sure like to talk to you there are many towns you mention I live near including Belgrade, Willmar Atwater, ETC.